Wellness Privacy Policy

Effective Date: 12 August 2025

This Privacy Policy applies to the mobile application Wellness (available at Google Play) which is developed and offered by Motilal Oswal Financial Services Limited (MOFSL). This document explains how MOFSL collects, uses, and protects your information when you use the Wellness app.

1. Information We Collect

• Personal Information: Mobile number registered with MOFSL for account validation.
• Location Data: Collected via GPS, Wi-Fi, or mobile networks for official travel tracking. Location is only collected when background tracking is enabled with your consent.
• Cookies: Used to keep you logged in and remember preferences.

2. How We Use Your Information

We use the collected information to:

• Track official travel for expense claims.
• Enable you to log travel start/end locations, dates, and expenses.
• Improve app functionality and maintain secure access.

3. Data Retention

We retain your location data only as long as necessary to provide our services. Outdated data is deleted.

4. Information Sharing

We do not sell, rent, or trade your personal information. Your data is only shared:

• When required by law or legal process.
• With your explicit consent.

5. Background Location Access

Wellness may collect location data in the background only after you have provided consent within the app’s settings. A permanent notification will be displayed when background tracking is active.

6. Your Choices

• You can disable background location tracking in the app settings.
• Disabling location tracking will prevent expense claim functionality from working.

7. Security

We use encryption and secure protocols to protect your data. Only authorized personnel have access to personal information.

8. Your Rights

You have the right to access, update, or request deletion of your information. Contact us using the details below.

9. Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted in the app and on our official website.

10. Contact Us

Email: privacy@wellnessapp.com
Company: Motilal Oswal Financial Services Limited

11. Health Data Access and Usage

The Wellness app may request access to Health Data (such as steps, activity levels, or other fitness-related information) if you choose to integrate it with third-party health platforms (e.g., Google Fit, Apple Health).

• Data Collected: With your consent, the app may access activity data including step count, calories burned, distance traveled, or related wellness metrics.
• Purpose of Use: This data is used exclusively to provide personalized wellness insights, activity tracking, and health-related reports within the app.
• Consent: Health Data is accessed only after your explicit permission via device settings or platform integration prompts.
• Storage and Security: Health Data is encrypted during transmission and storage. It is never sold, rented, or shared with unauthorized third parties.
• Control: You may revoke access to Health Data at any time through your device settings or app preferences. Revoking access may limit certain wellness features.